Whether you're facing financial struggles or recovering from an injury, we're here to help you move forward with confidence. Call (321) 461-5482 today.
Melbourne Bankruptcy & Personal Injury Attorney
Debt does not have to follow you indefinitely. Injuries caused by someone else's negligence should not go uncompensated. Mann Law in Melbourne represents Brevard County residents in both bankruptcy filings and personal injury claims, handling each with the same direct, process-grounded approach.
Debt Relief and Accident Representation for Brevard County Residents
Attorney David Mann grew up in Brevard County and has practiced here throughout his career. Before founding Mann Law, he spent years on the defense side, representing insurance companies in litigation. That background informs every personal injury case he takes: he knows how adjusters evaluate claims, which arguments move settlements, and where defense attorneys look for weaknesses.
On the bankruptcy side, David represents individuals and families navigating financial hardship in the U.S. Bankruptcy Court for the Middle District of Florida, Orlando Division, which handles all Brevard County filings. Whether that means eliminating unsecured debt through Chapter 7 or restructuring arrears through Chapter 13, the goal is the same: a clear legal path forward.
Schedule a free initial consultation with our Melbourne personal injury and bankruptcy attorney. Call Mann Law at (321) 461-5482 or complete our online contact form to make a phone, in-person, or virtual appointment.
Our Services
Modern Law for Real-Life Issues
Meet Attorney David Mann — a nationally recognized advocate, former insurance-defense lawyer, and lifelong Brevard County resident who’s committed to giving you smart, honest, and personalized legal support every step of the way.
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Without a doubt the BEST attorney I've ever worked with.- Craig M.
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David Mann was very helpful on giving me direction on handling a legal situation for my business would highly recommend.- Don B.
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He listens to your problems then comes up with a game plan for each individual.- Thomas T.
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Definitely recommend if you ever need help after a crash.- Courtney L.
Bankruptcy Law: Chapter 7 and Chapter 13 in the Middle District of Florida
Filing for bankruptcy triggers an automatic stay under 11 U.S.C. 362, which immediately halts most collection actions, wage garnishments, foreclosure proceedings, and creditor lawsuits. That protection takes effect the moment the petition is filed, not after a hearing or court appearance.
What comes next depends on which chapter fits your situation.
Chapter 7: Eliminate Debt and Start Over
Chapter 7 discharges most unsecured debt, including credit cards, medical bills, and personal loans, through a liquidation process administered by a trustee. Eligibility depends on the means test under 11 U.S.C. 707(b), which compares household income against Florida median income figures. Most filers in Brevard County qualify.
Florida's exemption statutes under Fla. Stat. § 222 protect a significant portion of what you own. The homestead exemption is unlimited for primary residences. Vehicle equity up to $1,000 is protected (more if the wildcard exemption applies). Wages, retirement accounts, and life insurance cash value carry their own protections. Most Chapter 7 filers in Florida keep everything they own.
Chapter 13: Keep Your Home and Restructure What You Owe
Chapter 13 is a reorganization plan, not a liquidation. Rather than discharging debt immediately, Chapter 13 creates a three-to-five-year repayment plan that allows filers to catch up on mortgage arrears, car loans, and priority tax debts while eliminating or reducing unsecured balances. If you are behind on your mortgage and a foreclosure sale has been scheduled, Chapter 13 can stop that sale and give you time to cure the default.
Plan confirmation in the Middle District of Florida requires meeting the requirements of 11 U.S.C. 1325, including feasibility and the best-interest-of-creditors test. David handles both the filing and the 341 meeting of creditors, which currently takes place virtually for Brevard County filers.
Personal Injury: What David Mann's Insurance Defense Background Means for You
Before representing injured people, David Mann represented the companies that deny their claims. He spent years evaluating accident cases from the defense side, learning exactly how insurers assess liability, structure offers, and prepare for litigation.
That experience is not a credential on a wall. It directly affects how Mann Law builds personal injury cases. David knows which documentation gaps insurers use to reduce offers, what a genuine liability dispute looks like versus a negotiating posture, and when pushing to litigation produces a better outcome than settling.
The firm handles auto accidents, slip and fall, motorcycle accidents, truck accidents, and wrongful death claims throughout Brevard County and Central Florida. Florida's modified comparative fault statute (Fla. Stat. § 768.81) governs recovery in most cases. If you are found more than 50 percent at fault, you cannot recover. David's insurance defense background means he anticipates and counters that argument before it becomes a problem.
Why Brevard County Residents Choose Mann Law
Mann Law is a single-attorney firm. When you call, you speak with David. When your case goes to court, David is there. There is no handoff to a paralegal after the retainer is signed.
David has been recognized by the National Trial Lawyers as a Top 40 Under 40 attorney, rated by Expertise.com as one of Melbourne's best bankruptcy lawyers, and selected by the American Institute of Legal Advocates. He holds membership in the Brevard County Bar Association and appears regularly in the U.S. Bankruptcy Court for the Middle District of Florida and the Circuit Courts of the 18th Judicial Circuit.
The firm is located in Indialantic, one mile from Melbourne Beach, and serves clients throughout Brevard County including Palm Bay, Viera, Rockledge, Cocoa, and Titusville.
Call (321) 461-5482 or reach us online for a free case review with our Melbourne attorney for personal injury and bankruptcy today.
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We Know the Opposition
Before founding Mann Law, David Mann defended insurance companies—so he doesn’t have to guess what they’re thinking. He uses that insight to build stronger, smarter cases for you.
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Recognized for Excellence
Named a New York Times Power Lawyer and honored in 40 Under 40, David Mann brings award-winning advocacy and leadership to every case he takes.
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Client-First Approach
You'll work directly with your attorney—not handed off to a staffer. David is committed to giving every client the attention, communication, and respect they deserve.
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Local Roots, Real Results
As a lifelong resident of Brevard County, David understands the needs of his community. He’s earned a reputation for caring service and powerful results throughout Florida.
